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3625 Crossings Drive Suite C, Prescott AZ 86305

32 N Gould St Sheridan, WY 82801

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Internal Benefit Advisors

Terms of Service

Last Updated: October 31, 2025

  1. Agreement to Terms

By accessing or using the website https://internalbenefitadvisors.com (the “Site”) and the services offered by Internal Benefit Advisors (“Company,” “we,” “us,” or “our”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, you must not access or use the Site.

  1. Description of Services

Internal Benefit Advisors provides educational resources, advisory, and planning services for federal, state, local, and military employees regarding their benefits, financial planning, and retirement systems (the “Services”). Our services include, but are not limited to, free benefit assessments, assistance with retirement paperwork, educational seminars, TSP counseling, FEGLI coverage analysis, retirement planning, and tax planning.

  1. Government Disclaimer

Internal Benefit Advisors is a Woman Owned Small Business (WOSB) and is registered with SAM. We are an independent entity. Internal Benefit Advisors is not affiliated with, endorsed by, or sponsored by the United States Federal Government or any government agency.

  1. No Financial or Legal Advice

The content provided on the Site, including articles, blog posts, and reports, is for informational and educational purposes only. It does not constitute financial, investment, legal, or tax advice. You should consult with a qualified professional before making any financial decisions. Your use of our Services does not create a fiduciary relationship unless expressly agreed to in a separate written agreement.

  1. Use of the Site

You agree to use the Site and Services only for lawful purposes. You agree not to:

  • Use the Site in any way that violates any applicable federal, state, local, or international law.
  • Submit false or misleading information through any forms on the Site.
  • Engage in any conduct that restricts or inhibits anyone’s use or enjoyment of the Site.
  • Use any robot, spider, or other automatic device, process, or means to access the Site for any purpose, including monitoring or copying any of the material on the Site.
  • Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Site, the server on which the Site is stored, or any server, computer, or database connected to the Site.
  1. Intellectual Property

The Site and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by the Company, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

  1. Third-Party Links

The Site may contain links to third-party websites or services that are not owned or controlled by Internal Benefit Advisors. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

  1. Disclaimer of Warranties

The Site and Services are provided on an “AS IS” and “AS AVAILABLE” basis, without any warranties of any kind, either express or implied. Neither the Company nor any person associated with the Company makes any warranty or representation with respect to the completeness, security, reliability, quality, accuracy, or availability of the Site.

  1. Limitation of Liability

To the fullest extent provided by law, in no event will Internal Benefit Advisors, its affiliates, or their licensors, service providers, employees, agents, officers, or directors be liable for damages of any kind, under any legal theory, arising out of or in connection with your use, or inability to use, the Site, any websites linked to it, any content on the Site, or such other websites.

  1. Governing Law

All matters relating to the Site and these Terms shall be governed by and construed in accordance with the internal laws of the State of Arizona, without giving effect to any choice or conflict of law provision or rule.

  1. Changes to Terms of Service

We reserve the right to revise and update these Terms from time to time in our sole discretion. All changes are effective immediately when we post them. Your continued use of the Site following the posting of revised Terms means that you accept and agree to the changes.

  1. Contact Information

To ask questions or comment about these Terms of Service, please contact us at:

Internal Benefit Advisors Email: info@internalbenefitadvisors.com Phone: +1 800-484-5993 Address: 3625 Crossings Dr. Suite C Prescott, AZ 86305

Privacy Policy

Last Updated: October 31, 2025

  1. Introduction

Internal Benefit Advisors (“Company,” “we,” “us,” or “our”) respects your privacy and is committed to protecting it through our compliance with this policy.

This Privacy Policy describes the types of information we may collect from you or that you may provide when you visit the website https://internalbenefitadvisors.com (our “Site”) and our practices for collecting, using, maintaining, protecting, and disclosing that information.

  1. Information We Collect

We collect several types of information from and about users of our Site, including:

  • Personal Information: Information by which you may be personally identified, such as your name, postal address, email address, telephone number, or any other information you provide by filling in forms on our Site. This includes information provided when you request a “Free Assessment,” “Get Report,” “Book an Appointment,” or “Send a message.”
  • Usage Details and Technical Information: As you navigate through the Site, we may use automatic data collection technologies to collect certain information about your equipment, browsing actions, and patterns, including:
    • Details of your visits to our Site, including traffic data, location data, logs, and other communication data.
    • Information about your computer and internet connection, including your IP address, operating system, and browser type.
    • Information collected through cookies, web beacons, Facebook Pixels, and other tracking technologies.
  1. How We Use Your Information

We use the information that we collect about you or that you provide to us, including any personal information:

  • To present our Site and its contents to you.
  • To provide you with the Services, information, or reports that you request from us.
  • To schedule appointments and counseling sessions.
  • To fulfill any other purpose for which you provide it.
  • To send you emails and other communications about our services or educational information.
  • For advertising and marketing purposes, including retargeting.
  • To improve our Site, services, marketing, and customer relationships.
  1. Disclosure of Your Information

We do not sell, rent, or trade your personal information to third parties. We may disclose personal information that we collect:

  • To our employees, contractors, and service providers who need to know such information to support our operations (e.g., email service providers, CRM systems).
  • To a buyer or other successor in the event of a merger, divestiture, restructuring, or other sale or transfer of some or all of Internal Benefit Advisors’ assets.
  • To comply with any court order, law, or legal process, including to respond to any government or regulatory request.
  • If we believe disclosure is necessary or appropriate to protect the rights, property, or safety of Internal Benefit Advisors, our customers, or others.
  1. Cookies and Tracking Technologies

Our Site uses cookies (small files placed on your computer) and other tracking technologies (like web beacons and pixels, such as the Facebook Pixel and AdRoll) to help analyze our web page flow, customize our services, measure promotional effectiveness, and for marketing and retargeting purposes. You can set your browser to refuse all or some browser cookies, but this may affect your ability to access or use some parts of the Site.

  1. Data Security

We have implemented measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure. However, the transmission of information via the internet is not completely secure, and we cannot guarantee the security of your personal information transmitted to our Site.

  1. Your Rights (California Residents)

If you are a California resident, the California Consumer Privacy Act (CCPA) may provide you with additional rights regarding our use of your personal information. To learn more about your CCPA rights, please contact us.

  1. Children’s Privacy

Our Site is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13.

  1. Changes to Our Privacy Policy

We will post any changes we make to our Privacy Policy on this page. Your continued use of this Site after we make changes is deemed to be acceptance of those changes, so please check the policy periodically for updates.

  1. Contact Information

To ask questions or comment about this Privacy Policy and our privacy practices, please contact us at:

Internal Benefit Advisors Email: info@internalbenefitadvisors.com
Phone: +1 800-484-5993
Address: 3625 Crossings Dr. Suite C Prescott, AZ 86305
Additional Offices: 41593 Winchester Road Ste 200 Temecula, CA 92590; 32 N Gould St Sheridan, WY 82801